Wisconsin Blog

Home sweet home

After years of planning to get our own house, we finally did so by availing of a home mortgage.  Home Mortgages made it possible for us to refinance and purchase a house on a debt basis, since we can’t afford to buy a house in a one-time payment.  We went into Adjustable Rate Mortgages, where our interest will be adjusted periodically based on a movement in a specified index, but it was also risky since our mortgage payment can suddenly skyrocket.  And when that happened and at the same time, my husband lost his job, we found ourselves struggling and missing on mortgage payments, we were depressed when we started to get letters from our lender stating repossession of the house.

Losing our home was the last thing we wanted to happen, so we decided to get Mortgage Help.  Through accurate information provided by Mortgage Help, we decided to have a one-on-one talk with our lender, and we came to an agreement that for a short-term, just until my husband gets a new job, they will accept reduced payments.  It was a good decision for us to get Mortgage Help, it helped us save our home sweet home.